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Fyle vs Microsoft OneDrive

OneDrive is the default choice for many UK businesses: 1 TB plus Office from £5.40 per user, with a UK data region and an MCP server in preview. Fyle does not compete on price. It plans review of agent writes, full-size file access for agents and agent access that doesn’t need a Copilot licence.

Last checked: October 2026. Every Microsoft OneDrive fact links to its source.

Fyle is in development. Built so far: accounts, organisations with roles, two-factor sign-in, organisation security policies, and device sign-in for the desktop app and CLI. The drive, agent sessions and review are planned and not available yet.

At a glance

Desktop drive for ordinary apps
Microsoft OneDriveYes. Drive bundled with Microsoft 365.[2]
FyleMounts as an ordinary folder in Finder (macOS), File Explorer (Windows) and a FUSE mount (Linux). Files download when opened and are cached.Planned: desktop launch
Agent access
Microsoft OneDriveMCP server in preview, needs a Copilot licence; agent file limit of 5 MB.[1]
FyleAgents work in the mounted folder like any program. fyle agent claude (or any other command) runs one in its own session folder. A CLI and an MCP server cover remote agents, under the same permissions as people.Planned: agent layer
Conflicting edits
Microsoft OneDriveNot covered by our research
FyleA save based on an older version becomes a branch. Nothing is overwritten, dropped or turned into a conflicted copy.Planned: desktop launch
Human review of agent changes
Microsoft OneDriveNo review of agent writes.[1]
FyleA named reviewer keeps the current version, takes the branch or keeps both. Rules decide who reviews which folders.Planned: review
Windows
Microsoft OneDriveNot covered by our research
FyleWindows is a launch platform, alongside macOS and Linux.Planned: desktop launch
Bring your own storage
Microsoft OneDriveNot covered by our research
FyleBring your own S3-compatible bucket: AWS S3, Google Cloud Storage, Cloudflare R2, MinIO or Ceph.Planned: Enterprise
UK data residency
Microsoft OneDriveYes. UK data region.[3]
FyleUK-only workspaces: your UK bucket plus a UK-hosted coordinator and database.Planned: Enterprise
Version history
Microsoft OneDriveNot covered by our research
FyleEvery version records the person, device and agent session behind it, and any version can be restored. Retention per plan is not final.Planned: desktop launch
Published price
Microsoft OneDrive£5.40–18.10/user/month with Microsoft 365.[2]
FylePersonal, Team and Enterprise plans, priced per person with storage included; no free tier or trial. See pricingDraft, not on sale

Where Microsoft OneDrive is stronger

  • 1 TB plus Office for £5.40 per user per month.[2]
  • A UK data region for Microsoft 365 data.[3]
  • Bundled with Microsoft 365, the default choice for many UK businesses.[2]

Where Fyle differs

  • Fyle plans review of agent writes: changes based on an old version, or to protected folders, go to a named reviewer.
  • Fyle plans no small per-file limit for agents.
  • Fyle plans to work with any agent, such as Claude Code or Codex, through the mounted folder, a CLI or MCP, without a separate AI licence.

Which to choose

Choose Microsoft OneDrive if

  • You already pay for Microsoft 365 and mainly need storage and Office.
  • Copilot is your agent of choice.
  • You need UK data residency today at the lowest cost.

Choose Fyle if

  • Your team uses agents other than Copilot, or several of them.
  • Agents need to work with files larger than 5 MB.
  • You want a person to approve agent changes before they land on shared files.

Questions

Does OneDrive have an MCP server?

Yes, in preview when we checked in October 2026. It needed a Copilot licence, and our research found an agent file limit of 5 MB. Microsoft described its MCP servers as previews not meant for production.

Should a UK business use Fyle instead of OneDrive?

For storage and Office alone, OneDrive is cheaper and offers a UK region today. Fyle is for teams whose agents edit shared files and who want those edits reviewed. Fyle is in development; its UK-only workspaces are planned for Enterprise.

Is Fyle available now?

Fyle is in development. Built so far: accounts, organisations with roles, two-factor sign-in, organisation security policies, and device sign-in for the desktop app and CLI. The drive, agent sessions and review are planned and not available yet.

Where do these facts come from?

Competitor facts come from our October 2026 review of 50 products, and each one links to the page it was taken from. Prices are as published, in the vendor’s currency. We recheck these pages and correct anything that has changed.

Sources

Last checked: . Prices are as published, in the vendor’s currency.

  1. 1.Microsoft: OneDrive MCP server in Copilot Studiolearn.microsoft.com/en-us/microsoft-copilot-studio/mcp-onedrive-work-iq
  2. 2.Microsoft 365 UK business planswww.microsoft.com/en-gb/microsoft-365/business/compare-all-microsoft-365-business-products
  3. 3.Microsoft 365 data locationslearn.microsoft.com/en-us/microsoft-365/enterprise/o365-data-locations
  4. 4.Microsoft agent tooling serverslearn.microsoft.com/microsoft-agent-365/tooling-servers-overview